Product
Personal Loan
- Loan Amount: ₹50,000 to ₹40 Lakhs
- Tenure: 12 to 60 months
- Interest Rate: Starting @ 10.5% p.a.
- Eligibility: Salaried or self-employed, Age 21–58, CIBIL > 650
- Documents: PAN, Aadhaar, Salary Slips/ITR, Bank Statements
- Why Choose This? Quick disbursal, no collateral, flexible usage
Home Loan
- Loan Amount: Up to ₹35 Crores
- Interest Rate: Starting @ 8.5% p.a.
- Tenure: Up to 30 years
- Benefits: Low EMI, tax benefits, balance transfer option
- Documents: Property papers, KYC, income proof
Business Loan
- Loan Amount: ₹1 Lakh to ₹1 Crore
- Eligibility: Business vintage 2+ years
- Purpose: Working capital, expansion, equipment
- Fast Disbursal: In as little as 3 days
Credit Card
- Income: ₹15,000/month minimum (higher for premium cards)
- Employment: Salaried, self-employed, or professional
- Credit Score: 700+ preferred
- Documents Needed: PAN & Aadhaar, Income proof (salary slips/ITR), Address proof, Recent passport-size photo
Loan Against Property (LAP)
- Loan Amount: Up to ₹35 Crores
- Interest Rate: Starting @ 9.0% p.a.
- Tenure: Up to 15 years
- Benefits: Lower interest vs unsecured loans, high loan amount, use for business or personal needs
- Documents: Property documents, KYC, income proof, existing loan statements (if any)
Auto Loan
- Loan Amount: Up to 100% of on-road price
- Interest Rate: Starting @ 8.0% p.a
- Tenure: Up to 7 years
- Benefits: Quick approval, flexible repayment, financing for new & used cars
- Documents: KYC, income proof, vehicle quotation/invoice, bank statements
About
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